I began wondering why I manage every dollar in business with detail and efficiency yet at times my personal spending habits are less than stellar. The culprit is plastic. The request to swipe with the stripe requires little to no thought and presents no immediate consequence. All too often, what should have been a $20 trip to wherever can end up a three bags full $100 event. These aren’t necessarily outlandish purchases but as a habit they lead to red, not green. Fed up with the situation, I embarked on a cash only diet. I put a set amount of bills into my wallet each week. Now I buy more thoughtfully and often have leftovers. I get to put my MomSpit to work cleaning up after handling all that change. My wallet is thicker. My purchases are smarter. Much to my surprise, I don’t feel restricted. I feel empowered. Put simply, cash is Queen. The only challenge for this newly-minted royal is not falling off her throne. If you’re looking for a personal diet where gaining is good, this is it.If your small business needs a financial tune up, visit Score. They provide ready made templates that will help you evaluate your reality and get you on track to building a better one.

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